The LBC Send and Swipe Card

Wherever you are, your remittance will go directly… to you! With the new LBC Send & Swipe Card, you will get your cash remittance easily, conveniently and directly to your pocket. The LBC Send & Swipe Card will change the way you remit.

The new LBC Send & Swipe Card (BancNet and Visa Card by RCBC) [Photo credit: LBC Express, Inc. on Facebook]

Real-Time Crediting

Since cash remittance will be deposited to the card, you can get the money sent in an instant. No need to go to a nearest LBC branch to get your cash. Starting now, it’s the money who will come to you.

No Maintaining Balance

There is no required maintaining balance so you can use the card to withdraw the money in your LBC Send & Swipe Card. You can also check your remaining balance through an Automated Teller Machine (ATM).

Easy ATM Withdrawal

If you need to get the cash, it’s easy to withdraw in over 1.4 million ATMs around the world. No more hassle in getting of cash remittance, it’s even safer and more secure.

Cashless Payment

The card is powered by VISA, so you can use the LBC Send & Swipe Card to ‘swipe’ and pay over 30 million VISA partners worldwide. You don’t need to bring cash along. Just make sure that your card has remaining balance.

The Future Of Remittance

Watch out for the more improved features of LBC Send & Swipe Card like mobile banking, over-the-counter withdrawal to any LBC branch and send regular remittance to any branch using the new card. Cash remittance will be much easier and much faster. In LBC Send & Swipe Card, surely there’s always something new.

What is LBC Send & Swipe Card?

The LBC Send & Swipe Card is LBC’s revolutionary card that will change the way people send and receive remittances which provides better flexibility and convenience.

Product Features

LBC Send & Swipe Card is…

– Reloadable in all LBC branches worldwide.
– Withdraw cash at any ATM: P/50,000 per day with NO transaction fees if they use RCBC and RCBC Savings Bank ATMs; BancNet, Megalink, and ExpressNet ATMs nationwide or through VISA ATMs worldwide subject to processing fees.
– Cashless transactions.
– With benefits similar to ATM account holders.
– No annual fees, no maintaining balance required.
– Accepted worldwide (VISA powered).
– Online banking capabilities: Balance inquiry; Bills Payment (BancNet Facilities); Internet banking; can be accessed through; and Mobile banking.

How to get your FREE LBC Send & Swipe Card

1) Go to your nearest LBC branch and apply for an LBC Send & Swipe Card.
2) The customer service clerk will give you application forms: for LBC records and RCBC.
3) You need to present one (1) of any valid Identification Cards. See the list below:

– Passport
– Driver’s License
– NBI Clearance
– Police Clearance
– Barangay Certificate
– Voter’s ID
– GSIS E-card
– Senior Citizen Card
– Seaman’s Book
– School ID
– Postal ID
– Alien Certificate/Immigration Registration
– Company ID

4) Your picture will be taken at the LBC branch for their record-keeping.
5) The clerk will check your information. You will be asked if you wish to have your card personalized (with printed name), or rushed. (*Personalized cards will take a couple of weeks to two months to be released; rushed cards will be released once you completed the form and the information were checked.)
6) You will now be given your new LBC Send & Swipe Card, enclosed in a brochure envelope with FAQs and contact numbers. Your card PIN mailer will also be presented.
7) An LBC Express Membership is also included when you apply for a new LBC Send & Swipe card.

For remittance-related concerns, contact the LBC Customer Care 1-800-10-8585999 (Provincial). For ATM-related queries, call the RCBC Domestic Customer Hotline at 1-800-10000-7222 (Toll free).

You can also join the Official LBC Express, Inc. Facebook Page or the LBC Express PH Website for more details.

*Personalized cards can either be picked up from branch of application or delivered to your desired address.
*The LBC Send & Swipe Card is issued by the Rizal Commercial Banking Corporation (RCBC). Maximum load limit is P/100,000.00 and no maintaining balance required.

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Philip Andrew Mayol

I love short stories, poetry, and essays, books, movies, traveling, food, and photography. I am the Content and Social Media Administrator at

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  • Priscilla

    pwede ni gamiton to shop online? buy ticket?? :-O

    • flippy0721

      Yes, as long as you have remaining balance. LBC Send & Swipe Card can be used as your ‘Cashless Payment’ card, like a debit card. It’s powered by RCBC and it’s VISA.

  • Marhia

    do I have to pay for registration? How much?

    • flippy0721

      Hi Marhia,

      Registration for LBC Send & Swipe Card is Free. Just bring with you a valid ID.

    • seiken

      You only need a valid ID, the card is Free!

      • flippy0721

        Yes, indeed. Did you get one?

  • Nan Perez

    1. What’s the minimum reloading amount?

    • flippy0721

      Hi Nan,

      I contacted the LBC Webtalk service and the customer service representative told me that remittance and deposit minimum amount allowed is P/100.

      If you wish to talk to them personally, you can go to the LBC branch near you or you can talk to a customer service agent available 24/7 through their website. You can see a button “Live Talk” and they can answer your queries.

      I hope this helps.

  • rhea

    how to change the pin?do i have to go to the nearest lbc branch?

    • flippy0721

      Hi Rhea,

      If you are referring to the ATM PIN, we advise that you contact RCBC Domestic Customer Hotline at 1-800-10000-7222 (Toll free) or visit your nearest RCBC branch for PIN change request.

  • Earl Pablo

    Thanks, I got one last year. I have no problem anymore getting into LBC offices beyond office hour

    • flippy0721

      LBC even recommended me to use the LBC Send & Swipe service if I’m out of town; said it’s way cheaper than having their default service of sending money in terms of fees.

  • Aleana Villareal

    Can i send money using the internet ung d na kailangan pang pumunta sa mga lbc branch?Internet lng.

    • flippy0721

      Hi Aleana,

      If LBC has a facility to online banking, it can be possible. It would be best if you contact and visit your nearest LBC branch to ask them about this.

  • Kaia Andrae Dionisio

    how to reload the send and swipe card?

    • flippy0721

      Hi Kaia,

      You can reload your card through any LBC branches worldwide. I advise that you visit the nearest and it will be an easy process to reload your Send and Swipe card.

  • rhienna

    can i use my lbc swipe card in paypal?

    • flippy0721

      Hi Rhienna,

      I haven’t tried that but you can do so when you login to your Paypal account. Since this is powered by VISA, I guess it can be used for such payment system.

    • flippy0721

      Hi Rhienna,

      This is an updates on your query. As of this time, LBC Send and Swipe is not yet supported with Paypal system. However, there was a report that it has been forwarded to LBC Product Manager.

      Please be guided.

  • John Dy Nalagon

    Pwede ba tong gamitin sa IFOREX…?

    • flippy0721

      Hi John,

      Does IFOREX you mention allow VISA powered debit/ATM card from RCBC? If so, this be used with want you need. However, to make it sure, we suggest that you contact any LBC branch (preferable the one nearest you) and ask them about it.


  • faith

    hello.. does lbc send and swipe linked with paypal?

    • flippy0721

      Hi Faith,

      Having your LBC Send and Swipe linked with Paypal is NOT yet available to the system. I have found a source that this was already forwarded to their Product Manager. However, as of this time, LBC Send and Swipe is not yet supported with Paypal services.

      I hope this helps.

  • Mary Jane B. Ferrer

    Hi it’s me jane . ask ko lang pwd bang matrace sa lbc pag pumunta ako ang pin# ko? nakalimutan kuna kasi ang pin# ko, gusto kopa sana siyang gamitin para ibigay sa nanay ko eh kaso hindi ko alam panu to. kung sakali pwedi paba akong kumuha ng bagong LBC REMIT EXPRESS SEND & SWIPE?

    • flippy0721

      Hi Jane,

      When I visited a nearest LBC office, they advised me to contact RCBC for ATM-related concerns.

      Otherwise, you can apply for a new LBC Send & Swipe card but I am not sure if it is still free today. You can drop by any LBC office to ask them.

      I hope this helps.

  • Efiram Ogeinamas

    hi,, tanong ko lang po kung san malalaman ung account number? kasi ung boyfriend ng pinsan ko hiniram ung card ng tita ko so bali ang binigay nyang account number ay yung nasa front card 16 digit number at binigay nya sa bf nya na nsa portugal,, is it correct and may possibility pa na makuha ung pera? thanx and more power!! god bless

    • flippy0721

      Hi Efiram,

      As per LBC’s advice here in Cebu City, for the account concern, you may contact the nearest RCBC branch and ask for the validity of your transaction. You can confirm through them if the deposit was successful.


  • carla

    may mobile banking na ba ang LBC send and swipe?

    • flippy0721

      Hi Carla,

      I am not sure about it, but you can contact your nearest RCBC branch about saving account details. Thank you.

  • Ry

    ano po difference ng “personalized” send and swipe card sa “rushed” send and swipe card? may name din ba yung rushed?

    • flippy0721

      Hi Ry,

      Only the personalized card has a name printed on it, but both serve the same function.

  • Andrew Sambo

    LBC lang po ba ang pwede mag reload ng send and swipe card? RCBC di po pwede ung my wallet po nila parang thesame lng ang account number (digit)

    • flippy0721

      Hi Andrew,

      I am not really sure about it. You may go to the nearest LBC branch and address your concern to the clerk.


  • Maki Uchiha

    hello pag may naka Alam na sa account # ko (16 digits),(4digits),(valid thru) at complete name ko,. pwde ba nya makuha yuNg pera,.,?.

    • Philip Andrew Mayol

      Hi Maki,

      I would suggest that you directly ask LBC for further details about the privacy protection of your account. It would be better as well to confirm this with RCBC.

      Thank you.

  • Marcaux Tan Bautista

    Hello, pwede po bang i send ung money sa Send & Swipe account ng isang tao without having an account? or

    • Philip Andrew Mayol

      Hi Marcaux,

      As long as the receiver of the money has an LBC Send & Swipe account, you can send him/her money even though you don’t have your own account.

      Banking transaction only matters if the recipient has an existing account.

      Hope this helps.

  • Josigel Moliva Lanzaderas

    3days pa lng ako nag deposit sa send and swipe ng 2500 knina tiningnan ko sa rcbc atm machine 291pesos n lng ang laman d pa nga ako nka withdraw saan npunta ang pera ko paano ko ma kuha ang pera ko

    • Philip Andrew Mayol

      Hi Josigel,

      For remittance concerns, please contact the LBC branch you applied for your card. For ATM-related concerns, please contact the nearest RCBC branch.

      Hope this helps. Thank you.

  • Josigel Moliva Lanzaderas

    saan ba pwedeng i reklamo ito sa lbc o sa rcbc

  • Hii-chan

    May nkpg-try na bang gamitin tong LBC send-and-swipe to receive money from TransferWise? MasterCard,Visa at Maestro ang tinatanggap nila.

    Pero eto muna pakisagot, pag nkpg-apply na ba ko ng LBC Send-and-Swipe Card automatic na bang may nka-LINK na RCBC Savings account ako dun? RCBC Savings kasi tlga ang available na option sa BANK kpag magsesend ng pera through TransferWise e.

  • japhet

    Sir, ask ko lng po mayroon po ba talagang binabayaran na transaction sa certificate of withdrawal?

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